Terms & Conditions
1. Acceptance of Terms
By accessing or using the website, mobile applications, and services provided by 123Hub (“we,” “us,” “our”), located at https://www.123hub.ai (collectively, the “Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree to these Terms, please do not use the Site.
2. Eligibility
You must be at least 18 years old to use the Site. If you are under 18, you may only use the Site with involvement and consent of a parent or guardian.
3. Use of the Site
You agree to use the Site only in compliance with these Terms and all applicable laws and regulations. You may not use the Site for any unlawful or unauthorized purpose.
4. Account Registration
Some services require user registration. You agree to provide accurate and complete information and to maintain the security of your account credentials.
5. AI Guidance and Disclaimer
The Site provides AI-generated suggestions, guidance, tools, and coaching (“AI Content”) for informational and educational purposes only. The outputs are generated by artificial intelligence and should not be taken at face value as professional advice. The AI Content is not a substitute for professional advice (e.g., legal, financial, medical, business, psychological, or other expert advice). You should always do your own due diligence and consult qualified professionals before making any decisions based on results provided by the Site. Results, insights, and recommendations can vary, and past outcomes are not guarantees of future results.
6. No Professional-Client Relationship
Your use of the Site and any information obtained through it does not create a professional-client relationship between you and 123Hub. We are not your advisor in any legal, financial, medical, psychological, tax, or other professional capacity.
7. Intellectual Property
All content, features, and functionality on the Site (excluding your user content) are owned by 123Hub or its licensors and are protected by intellectual property laws. You may not copy, distribute, modify, or use the content except as expressly permitted in these Terms.
8. User Content
You retain ownership of content you submit (“User Content”). By submitting User Content, you grant 123Hub a non-exclusive, worldwide, royalty-free license to use, host, store, and display your User Content to operate and improve the Site.
9. Prohibited Conduct
You agree not to:
a. Use the Site for illegal activities.
b. Share harmful, defamatory, or infringing content.
c. Attempt unauthorized access to Site systems.
d. Disrupt or interfere with Site operations.
10. Links to Third-Party Sites
The Site may contain links to third-party websites. We do not control or endorse these sites and are not responsible for their content, policies, or practices.
11. Limitation of Liability
To the fullest extent permitted by applicable law, 123Hub and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Site or reliance on any information provided through the Site.
12. Indemnification
You agree to defend, indemnify, and hold harmless 123Hub and its officers, directors, employees, agents, and partners from claims, damages, losses, liabilities, and expenses arising from your breach of these Terms or your use of the Site.
13. Termination
We may terminate or suspend your access to the Site at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
14. Modifications to Terms
We may update these Terms at any time. Continued use of the Site following any changes indicates your acceptance of the revised Terms.
15. Governing Law
These Terms are governed by and construed in accordance with the laws of 123Hub’s origin. Any dispute arising under or in connection with these Terms will be subject to the exclusive jurisdiction of the courts of that jurisdiction.
16. Contact Information
For questions about these Terms, please contact us at: